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The insurance regulator has decided to digitise its entire product approval process -- for both life and general insurance products -- by the end of year, in sync with Modi government's Digital India initiative. 

"IRDAI (Insurance Regulatory and Development Authority of India) is rolling out online system for tracking product development and approval process. Life insurance companies have selected Experian, a global data analytics company, to build a data repository and a fraud monitoring framework while Insurance Regulatory & Development Authorities of India's plan to build one for general insurance seems to have taken a back seat. Life Insurance Council, an industry association, said that the framework is expected to be ready to go live in October. This would help insurers cut losses on account of false claims. do-you-really-need-a-high-value-health-insurance-policy

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